Risks and Potentials of Using EMV for Internet Payments
نویسندگان
چکیده
Existing payment smartcards developed for traditional point-of-sale transactions are being considered for use in Internet transactions. Such solutions have been suggested as alternatives to using payment protocols more specifically designed for Internet payments (such as SET [6]) but often lacking smartcard support. In this paper, we analyze EMV’96 [5], a representative example of an existing payment smartcard specification. We investigate which security requirements for an Internet payment system can and cannot be met when using EMV for Internet payments. We suggest possible modifications that can enhance the security of an Internet payment scheme based on EMV.
منابع مشابه
Using EMV Smartcards for Internet Payments
∗ This work was done while at the IBM Zurich Research Laboratory, Rüschlikon, Switzerland. This paper is an updated version of [12]. Abstract—Existing smartcards developed for point-ofsale payments are being considered for use in Internet transactions. Such use provides an alternative to designing new smartcard solutions supporting protocols more specifically designed for Internet payments, suc...
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